A common feeling people get when they experience a market downturn is: Concern. Concern about their portfolio. Concern about their timeline. Concern about whether they should be doing something different. That reaction is completely normal. But every so often, a falling market can create something else. An opportunity. A Quick Refresher on How Traditional IRAs Work Many investors accumulate a Traditional IRA over time, often by rolling over an old 401(k). The structure is straightforward:...