You’ve built a real portfolio. Maybe across a few 401(k)s from past jobs, an IRA or two, a taxable brokerage account, possibly a Roth. It’s worked. Your statements look healthy. Why mess with it? Because the things that hurt retirement portfolios usually aren’t dramatic. They’re quiet. They build up over years. And by the time they show up in your returns, the damage is already done. Here are five of the most common issues we look for. Too Many Accounts in Too Many Places How many retirement...