The MY Wealth Watch Retirement Newsletter

Whether you're a few years from retirement or already in it, our newsletter is built for people 50+ who want to make the most of their next chapter. Twice a month, we share financial strategies, market insights, and practical tips to help you grow and protect your wealth.

Apr 03 • 1 min read

Can AI Plan Your Retirement?


AI is everywhere.

It can write essays, summarize books, and even generate investment insights.

But can it actually help you plan for retirement?

Sort of.

AI can be a useful tool for research. It can crunch numbers, analyze trends, and offer general guidance.

But when it comes to crafting a retirement plan that fits your unique goals, lifestyle, and emotions?

That’s a job for a human.

Why AI Falls Short

Retirement planning isn’t just about numbers. It’s about you—your aspirations, your fears, your family, your legacy.

AI doesn’t truly understand that.

It works by recognizing patterns and analyzing past data. But your future? That’s unwritten. And AI struggles with uncertainty.

Worse, AI sometimes just… makes things up. Even the best AI models “hallucinate,” spitting out false information with total confidence.

Would you trust your life savings to a tool that might be guessing?

The Human Advantage

A financial advisor does more than just run the numbers.

They help you navigate the emotional side of money. They account for things AI can’t predict—health changes, family emergencies, or major life shifts.

They also make complex strategies, like tax-efficient withdrawals, asset allocation, and risk management, clear and actionable.

AI can be an assistant. But a financial professional is your partner.

The Bottom Line

AI has its place. It can simplify research and provide useful insights.

But a retirement plan built on guesswork? That’s a gamble.

Want guidance tailored to you? That’s what we do.

We’d love to hear your thoughts! Just reply to this email with any questions or feedback.

Our team personally reviews and responds to every message.

Thanks for tuning in!

Keeping wealth in focus,

The MY Wealth Management Team

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MY Wealth Management, Inc. is a Registered Investment Adviser. This newsletter is solely for informational purposes. Advisory services are only offered to clients or prospective clients where MY Wealth Management, Inc. and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by MY Wealth Management, Inc. unless a client service agreement is in place.

Commentary reflects the personal views and analyses of MY Wealth Management, Inc. employees and should not be considered a description of advisory services or client performance. Investments involve the risk of loss. Past performance does not guarantee future returns.


Whether you're a few years from retirement or already in it, our newsletter is built for people 50+ who want to make the most of their next chapter. Twice a month, we share financial strategies, market insights, and practical tips to help you grow and protect your wealth.


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